Savings
We support our members in saving for the future and using their savings history to secure loans easily and responsibly
economic growth
through faith
About Our Society
We provide comprehensive financial solutions and platform for you
Baptist Convention Sacco Ltd is a registered Savings and Credit Co-operative Society (SACCO) under Kenya’s Co-operative Societies Act. We empower members including individuals, groups, churches, and businesses through affordable loans, competitive dividends, and financial education rooted in Christian values.
Credit (Loans)
We provide our members with access to financial support tailored to personal, business, and emergency requirements.
WHAT WE OFFER
Loan Products
Normal Loan
The Normal Loan provides quick, flexible financial support to members for urgent needs like school fees, medical emergencies, business boost, or family expenses—offering fast and reliable short-term funding.
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Education Loan
This loan is exclusively granted for education purposes, covering tuition, examination fees, and other academic expenses for students enrolled in high schools, colleges, or universities to ensure uninterrupted learning.
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Emergency Loan
The Emergency Loan is designed to support members facing unexpected financial needs such as medical emergencies, funerals, court fines, or urgent travel. It offers quick access to funds for immediate relief.
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Development Loan
The Development Loan enables members to finance property purchases or construction projects with flexible terms, up to 60 months repayment, and competitive interest, secured against savings or acceptable property collateral.
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WHAT WE OFFER
Savings Products
Member Deposits
The core savings account for all members. Enables loan access, builds financial discipline, and encourages consistent saving to meet personal, family, or business development goals over time.
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Fixed Deposit
A high-yield, secure savings plan offering guaranteed returns between 5%–9% p.a. Invest for 3, 6, or 12 months and grow your wealth without any administration fees.
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Share Capital
Share Capital is your one-time, permanent investment into the SACCO. It secures membership, voting rights, and ownership, symbolizing your long-term commitment to cooperative growth and shared prosperity.
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Education Savings
Designed to help you plan ahead for school fees. Build your child’s academic future through disciplined saving, ensuring financial readiness when education milestones arrive. Peace of mind, guaranteed.
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Successfully
Years
K
Satisfied
Members
+
Counties
In Kenya
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Loans and Savings
Products
Clients Testimonial
What Our Loving Clients Saying
Mr.Robert Mwangi
Member, BCSJoining Baptist Convention SACCO transformed my finances—great service, fast loans, and supportive staff!
Kristin Watson
Member, BC SaccoI secured a school fees loan within days—reliable, trustworthy, and truly life-changing SACCO.
Stephen Musyoka
Member, BC SaccoBest decision ever! Their emergency loan saved me during a crisis. Highly recommend to everyone.
We offer specialized financial guidance tailored to both businesses and individuals.
Empowering Businesses and individuals through Strategic Consulting With Us
Need more help?
Feeling inquisitive? Have a read through some of our FAQs or contact our Support for help
Frequently asked questions
This section provides answers to the questions we’re asked most often about our services and operations. Whether you're just getting started or need a quick reminder, our FAQs are here to guide you and help you better understand how we work.
Any individual, group, church member, or corporate entity aligned with our mission and values is welcome to join.
You can apply by filling out our membership form online or visiting our offices at BCOK, Shauri Moyo – Nairobi. Requirements include ID, passport photo, and registration fee.
We offer savings accounts, BOSA loans, student loans, business loans, guarantor support, financial education, and more.
Loan applications can be done at our offices or online. You’ll need to be an active member with consistent savings and meet the requirements of the loan type.
Want to talk to a our finance expert?
Whether you have questions — we’re here to help. Speak directly with one of our experienced finance experts and get personalized guidance on.
- loans
- savings plans
- financial planning
40+
Consulting farmTrusted , Happy & Satisfied Members and businesses
We’re proud to serve a growing community of businesses, churches, and individuals who trust us with their financial journey. Your success is our mission — and your satisfaction is our greatest reward.
